Financing Options

Our goal is to provide you with the best heating and cooling products and services for your home. This includes affordable solutions for financing your HVAC products through Microft, Payzer, and Wells Fargo!

Microft

RENT TO OWN OPTIONS

Microf offers a variety of rent to own options with multiple payment terms and options – so you’ll be sure to find a program that fits your budget!

EASY APPROVAL

Microf offers an easy approval process & minimal eligibility requirements. The rent to own program is designed for almost anyone with an active bank account and steady source of income.

NO CREDIT NEEDED

All you’ll need to do is complete the online application and provide proof of income such as a pay stub, banks statement, retirement/pension statement or social security statement.

Payzer

ONLINE PAYMENTS

Pay your bill directly online using Payzer! Simply enter your contact and card information on our online form and your payment will go directly towards your product or service bill with Columbia Heating & Cooling.

INSTANT FINANCING

Apply for instant financing from your desktop, tablet or mobile. Payzer’s online application allows you to request the exact amount you’re looking to finance up to $55,000.

LOAN ESTIMATOR

When applying for instant financing, Payzer’s online financing form will automatically update with an estimate of your monthly payment based on the finance amount, loan term and interest rate.

Wells Fargo

SPECIAL FINANCING

Apply for special financing with a variety of term options ranging from 12 to 60 months through Wells Fargo for a financial solution that fits within your budget*

CARRIER CREDIT CARD

A Carrier credit card from Wells Fargo is a convenient way to pay for your home comfort system. This card is issued with approved credity by Wells Fargo Bank, N.A. an Equal Housing Lender.

PAY OVER TIME

A Carrier credit card from Wells Fargo also brings you a revolving line of credit you can use over and over again, special financing where available, convenient monthly payments to fit your budget, and easy-to-use online account management an bill pay options.*

Financing provided by Wells Fargo Bank, N.A. with approved credit. Equal Housing Lender. Learn more.

Portland's Premier HVAC Company For 30+ Years

We’ve provided residential and commercial HVAC products & services to customers in the Portland Metro area for over 30 years.
We look forward to adding you to our list of over 30,000 satisfied customers.